<?xml version="1.0" encoding="UTF-8"?>
<!-- This sitemap was dynamically generated on April 5, 2026 at 9:18 pm by All in One SEO v4.9.5.1 - the original SEO plugin for WordPress. -->

<?xml-stylesheet type="text/xsl" href="https://makingchange.blog/default-sitemap.xsl"?>

<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
	<channel>
		<title>Making Change</title>
		<link><![CDATA[https://makingchange.blog]]></link>
		<description><![CDATA[Making Change]]></description>
		<lastBuildDate><![CDATA[Wed, 28 Jan 2026 01:26:17 +0000]]></lastBuildDate>
		<docs>https://validator.w3.org/feed/docs/rss2.html</docs>
		<atom:link href="https://makingchange.blog/sitemap.rss" rel="self" type="application/rss+xml" />
		<ttl><![CDATA[60]]></ttl>

		<item>
			<guid><![CDATA[https://makingchange.blog/603-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/603-2/]]></link>
			<pubDate><![CDATA[Wed, 28 Jan 2026 01:26:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/546-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/546-2/]]></link>
			<pubDate><![CDATA[Wed, 14 Jan 2026 10:00:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/601-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/601-2/]]></link>
			<pubDate><![CDATA[Tue, 27 Jan 2026 01:25:27 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/605-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/605-2/]]></link>
			<pubDate><![CDATA[Thu, 29 Jan 2026 01:27:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/597-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/597-2/]]></link>
			<pubDate><![CDATA[Sun, 25 Jan 2026 01:23:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/611-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/611-2/]]></link>
			<pubDate><![CDATA[Sat, 31 Jan 2026 01:35:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/599-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/599-2/]]></link>
			<pubDate><![CDATA[Mon, 26 Jan 2026 01:24:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/607-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/607-2/]]></link>
			<pubDate><![CDATA[Fri, 30 Jan 2026 01:34:55 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/595-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/595-2/]]></link>
			<pubDate><![CDATA[Sat, 24 Jan 2026 01:22:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/593-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/593-2/]]></link>
			<pubDate><![CDATA[Fri, 23 Jan 2026 01:21:51 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/591-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/591-2/]]></link>
			<pubDate><![CDATA[Thu, 22 Jan 2026 01:21:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/589-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/589-2/]]></link>
			<pubDate><![CDATA[Wed, 21 Jan 2026 01:20:07 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/587-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/587-2/]]></link>
			<pubDate><![CDATA[Tue, 20 Jan 2026 01:19:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/577-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/577-2/]]></link>
			<pubDate><![CDATA[Thu, 15 Jan 2026 10:14:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/583-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/583-2/]]></link>
			<pubDate><![CDATA[Sun, 18 Jan 2026 01:16:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/581-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/581-2/]]></link>
			<pubDate><![CDATA[Sat, 17 Jan 2026 01:15:58 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/585-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/585-2/]]></link>
			<pubDate><![CDATA[Mon, 19 Jan 2026 01:18:11 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/579-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/579-2/]]></link>
			<pubDate><![CDATA[Fri, 16 Jan 2026 01:15:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/520-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/520-2/]]></link>
			<pubDate><![CDATA[Sat, 01 Nov 2025 15:43:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/507-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/507-2/]]></link>
			<pubDate><![CDATA[Wed, 29 Oct 2025 15:37:08 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/the-magic-of-the-christmas-markets-in-europe/]]></guid>
			<link><![CDATA[https://makingchange.blog/the-magic-of-the-christmas-markets-in-europe/]]></link>
			<title>The Magic of the Christmas Markets in Europe</title>
			<pubDate><![CDATA[Wed, 14 Jan 2026 00:56:22 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/common-holiday-expenses-you-should-plan-for/]]></guid>
			<link><![CDATA[https://makingchange.blog/common-holiday-expenses-you-should-plan-for/]]></link>
			<title>Common Holiday Expenses You Should Plan For</title>
			<pubDate><![CDATA[Thu, 30 Oct 2025 17:38:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/11-activity-ideas-to-keep-you-busy-this-fall-during-a-no-spend-challenge/]]></guid>
			<link><![CDATA[https://makingchange.blog/11-activity-ideas-to-keep-you-busy-this-fall-during-a-no-spend-challenge/]]></link>
			<title>11 Activity Ideas to Keep you Busy this Fall During a No-Spend Challenge</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 19:03:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/31-quotes-to-keep-you-motivated-during-a-no-spend-challenge/]]></guid>
			<link><![CDATA[https://makingchange.blog/31-quotes-to-keep-you-motivated-during-a-no-spend-challenge/]]></link>
			<title>31 Quotes To Keep You Motivated During A No-Spend Challenge</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:58:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/saving-up-the-first-three-steps-you-need-to-take/]]></guid>
			<link><![CDATA[https://makingchange.blog/saving-up-the-first-three-steps-you-need-to-take/]]></link>
			<title>Saving Up: The First Three Steps You Need To Take</title>
			<pubDate><![CDATA[Wed, 08 Oct 2025 14:47:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/welcome-to-my-blog-under-construction-but-open-for-visitors/]]></guid>
			<link><![CDATA[https://makingchange.blog/welcome-to-my-blog-under-construction-but-open-for-visitors/]]></link>
			<title>Welcome to My Blog: Under Construction, But Open for Visitors</title>
			<pubDate><![CDATA[Wed, 01 Oct 2025 18:22:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/503-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/503-2/]]></link>
			<pubDate><![CDATA[Tue, 28 Oct 2025 21:46:11 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/what-is-a-sinking-fund/]]></guid>
			<link><![CDATA[https://makingchange.blog/what-is-a-sinking-fund/]]></link>
			<title>What is a Sinking Fund?</title>
			<pubDate><![CDATA[Wed, 15 Oct 2025 19:17:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/2026-back-at-it/]]></guid>
			<link><![CDATA[https://makingchange.blog/2026-back-at-it/]]></link>
			<title>2026: Back at It</title>
			<pubDate><![CDATA[Thu, 15 Jan 2026 01:56:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/483-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/483-2/]]></link>
			<pubDate><![CDATA[Thu, 23 Oct 2025 21:35:43 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/travel/]]></guid>
			<link><![CDATA[https://makingchange.blog/travel/]]></link>
			<title>Travel</title>
			<pubDate><![CDATA[Thu, 16 Oct 2025 17:02:33 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/from-ruins-to-rooftops-unforgettable-activities-in-athens/]]></guid>
			<link><![CDATA[https://makingchange.blog/from-ruins-to-rooftops-unforgettable-activities-in-athens/]]></link>
			<title>From Ruins to Rooftops: Unforgettable Activities in Athens</title>
			<pubDate><![CDATA[Thu, 09 Oct 2025 02:03:25 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/12-things-youll-want-to-know-before-you-say-ef-lets-go/]]></guid>
			<link><![CDATA[https://makingchange.blog/12-things-youll-want-to-know-before-you-say-ef-lets-go/]]></link>
			<title>12 Things You’ll Want to Know Before You Say &#8220;EF, Let’s Go!&#8221;</title>
			<pubDate><![CDATA[Thu, 02 Oct 2025 14:10:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/tips-for-having-a-successful-no-spend-challenge/]]></guid>
			<link><![CDATA[https://makingchange.blog/tips-for-having-a-successful-no-spend-challenge/]]></link>
			<title>Tips for Having a Successful No-Spend Challenge</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:52:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/lets-talk-about-sinking-funds/]]></guid>
			<link><![CDATA[https://makingchange.blog/lets-talk-about-sinking-funds/]]></link>
			<title>Let&#8217;s Talk About Sinking Funds</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:37:47 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/adventure-awaits-and-you-can-actually-afford-it/]]></guid>
			<link><![CDATA[https://makingchange.blog/adventure-awaits-and-you-can-actually-afford-it/]]></link>
			<title>Adventure Awaits (and You Can Actually Afford It!)</title>
			<pubDate><![CDATA[Thu, 23 Oct 2025 17:09:18 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/495-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/495-2/]]></link>
			<pubDate><![CDATA[Sun, 26 Oct 2025 21:40:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/499-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/499-2/]]></link>
			<pubDate><![CDATA[Mon, 27 Oct 2025 21:44:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/487-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/487-2/]]></link>
			<pubDate><![CDATA[Fri, 24 Oct 2025 21:37:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/491-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/491-2/]]></link>
			<pubDate><![CDATA[Sat, 25 Oct 2025 21:38:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/so-how-does-a-balance-transfer-work/]]></guid>
			<link><![CDATA[https://makingchange.blog/so-how-does-a-balance-transfer-work/]]></link>
			<title>So How Does a Balance Transfer Work?</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:43:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/why-i-funded-my-emergency-savings-before-paying-off-my-debt/]]></guid>
			<link><![CDATA[https://makingchange.blog/why-i-funded-my-emergency-savings-before-paying-off-my-debt/]]></link>
			<title>Why I Funded My Emergency Savings Before Paying Off My Debt</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:34:03 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/20-motivating-quotes-for-paying-off-debt/]]></guid>
			<link><![CDATA[https://makingchange.blog/20-motivating-quotes-for-paying-off-debt/]]></link>
			<title>20 Motivating Quotes for Paying Off Debt</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 18:27:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/516-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/516-2/]]></link>
			<pubDate><![CDATA[Fri, 31 Oct 2025 15:41:59 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/paying-off-debt-when-youre-single/]]></guid>
			<link><![CDATA[https://makingchange.blog/paying-off-debt-when-youre-single/]]></link>
			<title>Paying off Debt When You&#8217;re Single</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 16:43:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/money-mistakes-to-avoid/]]></guid>
			<link><![CDATA[https://makingchange.blog/money-mistakes-to-avoid/]]></link>
			<title>Money Mistakes to Avoid</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 16:37:56 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/512-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/512-2/]]></link>
			<pubDate><![CDATA[Thu, 30 Oct 2025 15:40:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/no-spend-may-review/]]></guid>
			<link><![CDATA[https://makingchange.blog/no-spend-may-review/]]></link>
			<title>No Spend May Review</title>
			<pubDate><![CDATA[Wed, 24 Sep 2025 16:14:09 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/334-2/]]></guid>
			<link><![CDATA[https://makingchange.blog/334-2/]]></link>
			<pubDate><![CDATA[Wed, 22 Oct 2025 15:06:34 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://makingchange.blog/planning-a-trip-to-dublin-with-get-your-guide/]]></guid>
			<link><![CDATA[https://makingchange.blog/planning-a-trip-to-dublin-with-get-your-guide/]]></link>
			<title>Planning a Trip to dublin with Get Your Guide</title>
			<pubDate><![CDATA[Sun, 25 Jan 2026 04:05:15 +0000]]></pubDate>
		</item>
				</channel>
</rss>
